Our Philosophy

As the largest locally owned and managed financial institution headquartered in Washington County, Washington Financial Bank is committed to remaining financially strong and independent while providing all the services our customers need.  We are dedicated to creating true value in our relationships and to adhering to our core values of respect and integrity.  We do what we say we will do – for our customers, for our communities and for our employees.

Our Financial Performance

Washington Financial continues to be recognized for its financial strength and stability with a 5-star rating by Bauer Financial, the nation’s premier bank rating firm.  Earning this rating, the highest awarded, indicates that Washington Financial excels in the areas of capital adequacy, profitability, asset quality and much more.


View our Annual Reports.

2023 Annual Report

2022 Annual Report.

2021 Annual Report

2020 Annual Report

2019 Annual Report

2018 Annual Report


Our Community Commitment

As a mutual organization, Washington Financial Bank is in a unique position to fully invest in the communities we serve.  We are extremely proud of our efforts – both in monetary contributions and employee volunteer efforts – that help local organizations and related causes.

Visit our Washington Financial Charitable Foundation for grant information, scholarships and community efforts.

Customer Newsletter

Read our customer newsletter, The Community Ledger, to keep up with everything the Bank is doing within our community.

Spring 2024 Customer Newsletter

Summer 2023 Customer Newsletter

Summer 2022 Customer Newsletter

Fall 2021 Customer Newsletter

In the News

Observer Reporter A Little Lift, a BluePrints Project

Observer Reporter Washington Financial and City Mission Present New Financial Literacy Program, Money & Me

Pittsburgh Business Times Personalities of Pittsburgh: Michael Chaido, Washington Financial Bank

Pittsburgh Business Times 20 People to Know in Banking: Jason Dalnoky, Washington Financial Bank

Washington Financial to Soon Celebrate 125 Years of Community Banking

Shiela Cowieson, Vice President/Group Manager in the Commercial Lending Division, joins Washington Financial Bank

The Challenge Program: Non-Profit Celebrates 20th Year of Changing LIves