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Check Rates

Discover Competitive Rates for Loans & Deposits

At Washington Financial Bank, we believe great rates make a difference. Whether you're looking for a loan to fund your next goal or searching for a deposit account that grows your savings, our competitive rates are here to help you succeed.

But that’s not all—we offer a variety of additional loan options tailored to your unique needs. Give us a call or stop by a branch today to explore the full range of solutions we have for you.

Home Equity Loan Rates Checking Rates Savings Rates CD & Money Market Rates

Mortgage Rates

Looking to buy or refinance? We know how important getting a great rate is to you. Check our competitive mortgage rates and take the first step toward your dream home. Please note, the link will open in a new window.

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Mortgage Rates

Home Equity Loan Rates

Consumer Loan Rates effective as of June 12, 2025

Term Minimum Loan Amount Maximum Loan Amount APRs as Low As Estimated Monthly Payment
60 Months $10,000.00 $99,999.99 7.806% $196.79
60 Months $100,000.00 $250,000.00 6.720% $1,962.02
60 Months $250,000.001 And Above 6.532% $4,890.40


Closed-end loan secured by residential property. Quoted annual percentage rates (APRs) noted above are available to well qualified borrowers for loan amounts ranging from $10,000 and up, for a one to four family, owner-occupied, residential property. Not for home purchase. Interest rates and APRs vary by term, credit score and loan amount. Maximum Loan to Value's (LTV) are as follows and are determined by combining all outstanding loan balances/maximum line of credit limits of the subject properties existing liens: Combined loan balances/maximum line of credit limits exceeding $1MM have a maximum LTV of 75%; and combined loan balances/maximum line of credit limits up to and including $1MM have a maximum LTV of less than 90%. All applications are subject to approval under Washington Financial Bank's underwriting guidelines and collateral requirements. The payment examples above are based on the minimum loan amounts for each category, payable monthly over the term of 60 months. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater. No prepayment penalties. Rates, terms and fees are subject to change without notice. Additional product terms available.

Loan Amount APR as Low as Estimated Monthly Payment
$10,000 and Above 7.50% (Prime + 0%) $1,125.00


Open-end Line of Credit secured by residential property.  Quoted annual percentage rate (APR) and margin is available to well qualified borrowers  for loan amounts ranging from $10,000 and up, for a one to four family, owner- occupied, residential property. Not for home purchase. Interest rates and APRs vary by   credit score. Maximum Loan to Value's (LTV) are as follows and are determined by combining all outstanding loan balances/maximum line of credit limits of the subject properties existing liens:  Combined loan balances/maximum line of credit limits exceeding $1MM have a maximum LTV of 75%; and combined loan balances/maximum line of credit limits up to and including $1MM have a maximum LTV of less than 90%.  This is a variable rate loan and the APR is based on the Wall Street Journal Prime Rate (WSJ) + a margin. Maximum APR is 18%. Minimum monthly payment requirement is .50% of the principal balance drawn + interest, or $50.00, whichever is greater. Estimated payment is based on a fully drawn loan amount of $100,000 due monthly. The line of credit has a draw period of 10 years, followed by monthly payments until paid in full. If you payoff and terminate your line of credit within 36 months of the day you sign the agreement, you will pay an early termination fee of the lesser of 2% of the initial credit limit or $350.00. One-time origination fee of $250.00. No additional closing costs unless loan amount exceeds $500,000.  For loan amounts exceeding $500,000, title insurance would be required. Cost of title insurance varies based on loan amount requested. Property insurance will be required if applicable. All applications are subject to approval under Washington Financial Bank’s underwriting guidelines and collateral requirements. Rates, terms and fees are subject to change without notice.

Personal Checking Rates

Consumer Loan Rates effective as of June 12, 2025

Balance Interest Rate APY Minimum Deposit to Open
$0 - $10,000 2.47% 2.50% $25
Balances over $10,000 0.15% 0.36 to 2.50% $25
All balances if qualifications not met 0.05% 0.05% $25


APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account. To earn the rates stated above, simply perform the following activites and transactions within your Rebellion Cash Account each monthly qualification cycle:

  • Have at least 12 qualifying debit card purchases post and settle
  • Be enrolled and agree to receive E-statement notices
  • Be enrolled and log into online banking

If you don't qualify for the month, don't worry! There's no monthly service fee, and you can get back to having the chance to earn the higher rates the very next monthly qualification cycle!

Balance Interest Rate APY Minimum Balance to Open Minimum Daily Balance to Earn APY
$0 - $2,499 0.05% 0.05% $25 $100
Balances over $2,500 0.05% 0.05% $25 $100


APY = Annual Percentage Yield.  The account is a variable rate account and the rate may change after the account is opened.  The effective date of the rates is noted at the top of this page.  Fees may reduce earnings on the account.

Personal Savings Rates

Consumer Loan Rates effective as of June 12, 2025

Balance Interest Rate APY Minimum Deposit to Open
$0 - $10,000 0.49% 0.50% $0
Balances over $10,000 0.15% 0.18 to 0.50% $0
All balances if qualifications not met 0.05% 0.05% $0


APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Please note this is note a standalone account. This account must be linked to a Rebellion Cash or Rebellion Cash Back checking account. Fees may reduce earnings on the account. To earn the rates stated above, simply perform the following activities and transactions within your Rebellion Cash or Rebellion Cash Back Account each monthly qualification cycle:

  • Have at least 12 qualifying debit card purchases post and settle
  • Be enrolled and agree to receive E-statement notice
  • Be enrolled and log into online banking

If you don't qualify for the month, don't worry! Your savings will still earn 0.05% APY, and you can get back to having the chance to earn the higher rates the very next monthly qualification cycle!

Balance Interest Rate APY Minimum Deposit to Open and Minimum Daily Balance to Earn APY
$0 - $2,500 0.05% 0.05% $100
$2,500 - $4,999 0.05% 0.05% $100
$5,000 - $9,999 0.05% 0.05% $100
$10,000 - $24,999 0.05% 0.05% $100
$25,000 - $49,999 0.05% 0.05% $100
Balances over $50,000 0.05% 0.05% $100


APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account.

Account Interest Rate APY Minimum Deposit to Open
IRA Savings 0.05% 0.05% $250
Minor Statement Savings 0.05% 0.05% $25


APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account.

CD and Money Market Rates

Consumer Loan Rates effective as of June 12, 2025

Term Interest Rate APY Minimum Balance to Open and Earn APY
CD Special: 20 Months 2.97% 3.00% $500
91 Days 0.10% 0.10% $2,500
182 Days 0.15% 0.15% $2,500
12 Months 0.20% 0.20% $500
24 Months 0.25% 0.25% $500
36 Months 0.40% 0.40% $500
48 Months 0.45% 0.45% $500
60 Months 0.50% 0.50% $500
120 Months 0.95% 0.95% $500
Customer Choice CD: 24 Months 0.30% 0.30% $2,500


APY = Annual Percentage Yield.  The effective date of the rates is noted at the top of this page.  Fees may reduce earnings on the account.  An early withdrawal penalty may be imposed resulting in a reduction of earnings.  In addition, the Customer Choice CD functions differently than the other CD products noted above.  This product allows the customer to change the rate of earnings on this account to the current rate offered for the Customer Choice CD once during the initial term and once during each renewal term.

Term Interest Rate APY Minimum Balance to Open and Earn APY
12 Months 0.20% 0.20% $500
24 Months 0.25% 0.25% $500
36 Months 0.40% 0.40% $500
48 Months 0.45% 0.45% $500
60 Months 0.50% 0.50% $500
120 Months 0.95% 0.95% $500
Customer Choice IRA CDs: 24 Months 0.30% 0.30% $2,000


APY = Annual Percentage Yield.  The effective date of the rates is noted at the top of this page.  Fees may reduce earnings on the account.  An early withdrawal penalty may be imposed resulting in a reduction of earnings.  In addition, the Customer Choice IRA CD functions differently than the other IRA CD products noted above.  This product allows the customer to change the rate of earnings on the account to the current rate offered for the Customer Choice IRA CD once during the initial term and once during each renewal term.

Balance Interest Rate APY Minimum Balance to Open
$0 - $2,500 0.05% 0.05% $1,000
$2,500 - $4,999 0.05% 0.05% $1,000
$5,000 - $9,999 0.05% 0.05% $1,000
$10,000 - $24,999 0.05% 0.05% $1,000
$25,000 - $49,999 0.10% 0.10% $1,000
$50,000 - $249,999 0.10% 0.10% $1,000
Balances over $250,000 0.15% 0.15% $1,000


APY = Annual Percentage Yield.  The account is a variable rate account and the rate may change after the account is opened.  The effective date of the rates is noted at the top of this page.  Fees may reduce earnings on the account.  For additional account information see the LEARN MORE button above.

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