At Washington Financial Bank, we believe great rates make a difference. Whether you're looking for a loan to fund your next goal or searching for a deposit account that grows your savings, our competitive rates are here to help you succeed.
But that’s not all—we offer a variety of additional loan options tailored to your unique needs. Give us a call or stop by a branch today to explore the full range of solutions we have for you.
Home Equity Loan Rates Checking Rates Savings Rates CD & Money Market Rates
Consumer Loan Rates effective as of June 12, 2025
Term | Minimum Loan Amount | Maximum Loan Amount | APRs as Low As | Estimated Monthly Payment |
---|---|---|---|---|
60 Months | $10,000.00 | $99,999.99 | 7.806% | $196.79 |
60 Months | $100,000.00 | $250,000.00 | 6.720% | $1,962.02 |
60 Months | $250,000.001 | And Above | 6.532% | $4,890.40 |
Closed-end loan secured by residential property. Quoted annual percentage rates (APRs) noted above are available to well qualified borrowers for loan amounts ranging from $10,000 and up, for a one to four family, owner-occupied, residential property. Not for home purchase. Interest rates and APRs vary by term, credit score and loan amount. Maximum Loan to Value's (LTV) are as follows and are determined by combining all outstanding loan balances/maximum line of credit limits of the subject properties existing liens: Combined loan balances/maximum line of credit limits exceeding $1MM have a maximum LTV of 75%; and combined loan balances/maximum line of credit limits up to and including $1MM have a maximum LTV of less than 90%. All applications are subject to approval under Washington Financial Bank's underwriting guidelines and collateral requirements. The payment examples above are based on the minimum loan amounts for each category, payable monthly over the term of 60 months. Payments do not include taxes and insurance (if applicable) and the actual payment obligation will be greater. No prepayment penalties. Rates, terms and fees are subject to change without notice. Additional product terms available.
Loan Amount | APR as Low as | Estimated Monthly Payment |
---|---|---|
$10,000 and Above | 7.50% (Prime + 0%) | $1,125.00 |
Open-end Line of Credit secured by residential property. Quoted annual percentage rate (APR) and margin is available to well qualified borrowers for loan amounts ranging from $10,000 and up, for a one to four family, owner- occupied, residential property. Not for home purchase. Interest rates and APRs vary by credit score. Maximum Loan to Value's (LTV) are as follows and are determined by combining all outstanding loan balances/maximum line of credit limits of the subject properties existing liens: Combined loan balances/maximum line of credit limits exceeding $1MM have a maximum LTV of 75%; and combined loan balances/maximum line of credit limits up to and including $1MM have a maximum LTV of less than 90%. This is a variable rate loan and the APR is based on the Wall Street Journal Prime Rate (WSJ) + a margin. Maximum APR is 18%. Minimum monthly payment requirement is .50% of the principal balance drawn + interest, or $50.00, whichever is greater. Estimated payment is based on a fully drawn loan amount of $100,000 due monthly. The line of credit has a draw period of 10 years, followed by monthly payments until paid in full. If you payoff and terminate your line of credit within 36 months of the day you sign the agreement, you will pay an early termination fee of the lesser of 2% of the initial credit limit or $350.00. One-time origination fee of $250.00. No additional closing costs unless loan amount exceeds $500,000. For loan amounts exceeding $500,000, title insurance would be required. Cost of title insurance varies based on loan amount requested. Property insurance will be required if applicable. All applications are subject to approval under Washington Financial Bank’s underwriting guidelines and collateral requirements. Rates, terms and fees are subject to change without notice.
Consumer Loan Rates effective as of June 12, 2025
Balance | Interest Rate | APY | Minimum Deposit to Open |
---|---|---|---|
$0 - $10,000 | 2.47% | 2.50% | $25 |
Balances over $10,000 | 0.15% | 0.36 to 2.50% | $25 |
All balances if qualifications not met | 0.05% | 0.05% | $25 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account. To earn the rates stated above, simply perform the following activites and transactions within your Rebellion Cash Account each monthly qualification cycle:
If you don't qualify for the month, don't worry! There's no monthly service fee, and you can get back to having the chance to earn the higher rates the very next monthly qualification cycle!
Balance | Interest Rate | APY | Minimum Balance to Open | Minimum Daily Balance to Earn APY |
---|---|---|---|---|
$0 - $2,499 | 0.05% | 0.05% | $25 | $100 |
Balances over $2,500 | 0.05% | 0.05% | $25 | $100 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account.
Consumer Loan Rates effective as of June 12, 2025
Balance | Interest Rate | APY | Minimum Deposit to Open |
---|---|---|---|
$0 - $10,000 | 0.49% | 0.50% | $0 |
Balances over $10,000 | 0.15% | 0.18 to 0.50% | $0 |
All balances if qualifications not met | 0.05% | 0.05% | $0 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Please note this is note a standalone account. This account must be linked to a Rebellion Cash or Rebellion Cash Back checking account. Fees may reduce earnings on the account. To earn the rates stated above, simply perform the following activities and transactions within your Rebellion Cash or Rebellion Cash Back Account each monthly qualification cycle:
If you don't qualify for the month, don't worry! Your savings will still earn 0.05% APY, and you can get back to having the chance to earn the higher rates the very next monthly qualification cycle!
Balance | Interest Rate | APY | Minimum Deposit to Open and Minimum Daily Balance to Earn APY |
---|---|---|---|
$0 - $2,500 | 0.05% | 0.05% | $100 |
$2,500 - $4,999 | 0.05% | 0.05% | $100 |
$5,000 - $9,999 | 0.05% | 0.05% | $100 |
$10,000 - $24,999 | 0.05% | 0.05% | $100 |
$25,000 - $49,999 | 0.05% | 0.05% | $100 |
Balances over $50,000 | 0.05% | 0.05% | $100 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account.
Account | Interest Rate | APY | Minimum Deposit to Open |
---|---|---|---|
IRA Savings | 0.05% | 0.05% | $250 |
Minor Statement Savings | 0.05% | 0.05% | $25 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account.
Consumer Loan Rates effective as of June 12, 2025
Term | Interest Rate | APY | Minimum Balance to Open and Earn APY |
---|---|---|---|
CD Special: 20 Months | 2.97% | 3.00% | $500 |
91 Days | 0.10% | 0.10% | $2,500 |
182 Days | 0.15% | 0.15% | $2,500 |
12 Months | 0.20% | 0.20% | $500 |
24 Months | 0.25% | 0.25% | $500 |
36 Months | 0.40% | 0.40% | $500 |
48 Months | 0.45% | 0.45% | $500 |
60 Months | 0.50% | 0.50% | $500 |
120 Months | 0.95% | 0.95% | $500 |
Customer Choice CD: 24 Months | 0.30% | 0.30% | $2,500 |
APY = Annual Percentage Yield. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account. An early withdrawal penalty may be imposed resulting in a reduction of earnings. In addition, the Customer Choice CD functions differently than the other CD products noted above. This product allows the customer to change the rate of earnings on this account to the current rate offered for the Customer Choice CD once during the initial term and once during each renewal term.
Term | Interest Rate | APY | Minimum Balance to Open and Earn APY |
---|---|---|---|
12 Months | 0.20% | 0.20% | $500 |
24 Months | 0.25% | 0.25% | $500 |
36 Months | 0.40% | 0.40% | $500 |
48 Months | 0.45% | 0.45% | $500 |
60 Months | 0.50% | 0.50% | $500 |
120 Months | 0.95% | 0.95% | $500 |
Customer Choice IRA CDs: 24 Months | 0.30% | 0.30% | $2,000 |
APY = Annual Percentage Yield. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account. An early withdrawal penalty may be imposed resulting in a reduction of earnings. In addition, the Customer Choice IRA CD functions differently than the other IRA CD products noted above. This product allows the customer to change the rate of earnings on the account to the current rate offered for the Customer Choice IRA CD once during the initial term and once during each renewal term.
Balance | Interest Rate | APY | Minimum Balance to Open |
---|---|---|---|
$0 - $2,500 | 0.05% | 0.05% | $1,000 |
$2,500 - $4,999 | 0.05% | 0.05% | $1,000 |
$5,000 - $9,999 | 0.05% | 0.05% | $1,000 |
$10,000 - $24,999 | 0.05% | 0.05% | $1,000 |
$25,000 - $49,999 | 0.10% | 0.10% | $1,000 |
$50,000 - $249,999 | 0.10% | 0.10% | $1,000 |
Balances over $250,000 | 0.15% | 0.15% | $1,000 |
APY = Annual Percentage Yield. The account is a variable rate account and the rate may change after the account is opened. The effective date of the rates is noted at the top of this page. Fees may reduce earnings on the account. For additional account information see the LEARN MORE button above.