Important Security Message: As a reminder we will never call and ask for your personal financial information. If you receive such a call, please contact us at 724-222-3120, option 6, to verify.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Checking

Accounts that work for you

Personal Checking

Rewards, savings, simplicity—the choice is yours

Looking for a checking account that fits your life? We’ve got four great options tailored to meet your needs. Whether you want rewards, cash back, higher interest, or just a no-fuss account, there’s a solution waiting for you.

*If monthly qualifications are met.
Online Banking

Send money with Zelle® right from our app.

Available Now!

Download on the App Store   Get it on Google Play

Send money with Zelle<sup>®</sup> right from our&nbsp;app.

Compare our Personal Checking accounts

Monthly Reward
2.50% APY* paid on balances up to $10,000
0.15% APY* on the portion of the balance over $10,000
0.05% APY* paid even when qualifications aren’t met

check

Refund on ATM Fees*

check

Pays Interest

Debit Card & Online Banking
Debit Card available - Online Banking required

Statement Type
E-Statements

X

Monthly Service Fee

Minimum Balance to Waive Fee
N/A

check

Paper Checks Available

check

Qualifications to Earn Rewards

Monthly Reward
2.50% cash back on debit card purchases – that’s up to $6.25 each month

check

Refund on ATM Fees*

X

Pays Interest

Debit Card & Online Banking
Debit Card available - Online Banking required

Statement Type
E-Statements

X

Monthly Service Fee

Minimum Balance to Waive Fee
N/A

check

Paper Checks Available

check

Qualifications to Earn Rewards

Monthly Reward
N/A

X

Refund on ATM Fees*

check

Pays Interest

Debit Card & Online Banking
Available

Statement Type
E-Statements or Paper

check

Monthly Service Fee

Minimum Balance to Waive Fee
$2,500

check

Paper Checks Available

X

Qualifications to Earn Rewards

We can help you find the account that’s best for you

Let's Get Together

We can help you find the account that’s best for you

Disclosure

1Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Washington Financial as ATM transactions and purchases made with non-Washington Financial issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning three (3) days prior to the first day of the current Statement Cycle through three (3) days prior to the close of the current Statement Cycle.

Reward Information:

When Rebellion Cash qualifications are met during a Monthly Qualification Cycle the rewards listed below will be applied to the next Statement Cycle: Balances in your Rebellion Cash account for the next Statement Cycle up to and including $10,000.00will earn 2.47% interest rate with an Annual Percentage Yield (APY) of 2.50%; and balances over $10,000.00 will earn 0.15%interest rate with an APY of 0.15% on the portion of balance over $10,000.00, resulting in a range from0.36% to 2.50% APY depending on the account’s balance, and you will receive reimbursements for nationwide ATM fees incurred during the next Statement Cycle.

If you believe you have not been reimbursed the correct amount of interest or ATM fees, you must contact us within thirty (30) calendar days after the Statement Cycle where the specific amounts were credited in order to receive the refund.

When Rebellion Cash qualifications are not met during a Monthly Qualification Cycle, ATM fees that occur during the next statement cycle will not be reimbursed, and all balances in the next statement cycle will earn 0.05% interest rate and 0.05% APY.

Interest and ATM fee reimbursements earned during the next Statement Cycle following the Monthly Qualification Cycle in which you qualified will be credited to the account on the last day of the Statement Cycle in which they were earned. APY calculations are based on an assumed total account balance of $10,000.00 plus $100,000.00. Rates and rewards may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. A $25 minimum deposit is required to open the account. No minimum balance other than the tiers stated above is required to earn the APY. Enrollment in Online Banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) are required to meet the account's qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a Washington Financial service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.


2Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Washington Financial as ATM transactions and purchases made with non-Washington Financial issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning three (3) days prior to the first day of the current Statement Cycle through three (3) days prior to the close of the current Statement Cycle.

Reward Information:

When Rebellion Cash Back qualifications are met during a Monthly Qualification Cycle the rewards listed below will be applied to the next Statement Cycle: You will receive 2.50% cash back on up to a total of $250.00 PIN-based or signature-based debit card purchases that post and settle to the account during the next Statement Cycle, up to a total cash back of $6.25 per Statement Cycle, and you will receive reimbursement for nationwide ATM fees incurred during the next Statement Cycle.

If you believe you have not been reimbursed the correct cash back amount or ATM fees, you must contact us within thirty (30) calendar days after the Statement Cycle where the specific amounts were credited in order to receive the refund.

When Rebellion Cash Back qualifications are not met during a Monthly Qualification Cycle, you will not receive cash back on PIN-based or signature-based debit card purchases during the next Statement Cycle, and ATM fees that occur during the next Statement Cycle will not be reimbursed.

Cash back payments and ATM fee reimbursements earned during the next Statement Cycle following the Monthly Qualification Cycle in which you qualified will be credited to the account on the last day of the Statement Cycle in which they were earned. Rates and rewards may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments and other requirements apply. A $25.00 minimum deposit is required to open the account. No minimum balance to earn the rewards. Enrollment in Online Banking and receipt of Electronic Statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) are required to meet the account's qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact a Washington Financial service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

*When account qualifications are met

Follow us on social media