There is no better time to take advantage of the equity you've built in your home. Make improvements or repairs, add an addition, or pay for education expenses. The possibilities are endless!

If you prefer the stability of a fixed term, rate and monthly payment, a Home Equity Term Loan is the choice for you.

Borrow as little as $10,000 or as much as $250,000 for whatever you need - home improvements, educational expenses or an emergency reserve.  You’ll just pay the one-time origination fee.  Loans exceeding $250,000 would also require title insurance. 

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If you prefer having access to funds for large purchases today and in the future, a Home Equity Line of Credit may be best for you.  With this revolving line of credit, you can easily write a check to cover your expenses or transfer funds to your WFB checking account.  Use the funds for whatever you need – home improvements, educational expenses, or just as an emergency reserve.  The choice is yours and the funds are there when you need them.

Borrow as little as $10,000 or as much as $250,000 with no fees other than the one-time loan origination cost.  Loans exceeding $250,000 would also require title insurance.  Once you’re approved you don’t have to reapply for another 10 years.*

Click here for a list of FAQs.

*Interest is a variable rate based on the Wall Street Journal Prime Rate, plus a margin. Subject to approval.